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Selecting the right bank account for your child
Have you thought about opening a current account for your child? It could help them start managing their money and learning how to budget.
You can usually open a current account for your child when they reach 11 years old.
Key features of our accounts for children
Find out what features come with our youth accounts to help build your child’s financial confidence.
Smart Start
A spending and savings account that children can open between the ages of 11 and 15 and keep until they turn 18.
- Parental oversight of your child’s account
- Access to the Mobile Banking app
- A contactless debit card.
Under 19s Account
A current account for children and teenagers to get more from their money.
- Earn credit interest
- Access to the Mobile Banking app
- A contactless debit card.
Student Account
A current account that helps make managing money easier, so your child can keep their mind on their studies.
- An overdraft facility
- Access to the Mobile Banking app
- A contactless debit card.
Arranged overdrafts are subject to application and approval — and they’re repayable on demand.
Explore your options
We want to make sure you know about our children’s savings options. Here are some that might suit your family.
If you’re looking for more options, you can explore our full range of current accounts and savings accounts for children, teens and students.
Extra support
Savings calculator
Try our calculator to find out how much you need to put away to hit your savings target.
Tips to help you save
Get helpful information on how you can grow your savings and cut your spending.
The right plan for you
Whatever stage of life you’re at, we could help you make a financial plan that’s right for you.
