Borrow more on your mortgage

Additional borrowing is a convenient way for you to release the value tied up in your property. It could be perfect if you want to fund the ideas you have for your home.

Key Features

  • Minimum borrowing is £10,000
  • No arrangement fee
  • You must have had a Bank of Scotland mortgage for more than 6 months
  • Your payments must be up-to-date for the three months before you apply
  • Our mortgage advisers will recommend which loan best fits your needs and circumstances and how it will affect your monthly mortgage payments
  • Additional borrowing is subject to valuation, income, affordability and credit checks

How to apply

To apply for additional borrowing, please call us.

Please be aware that our mortgage advisers will ask you about your needs and circumstances and then recommend our most suitable mortgage for you.

You could lose your home if you don't keep up your mortgage repayments