Go paper-free
Amend paper-free preferences for your statements and correspondence.
Balance transfer credit cards
Move credit card and some store card balances to a balance transfer credit card. Transfer fees will apply.
How a balance transfer credit card might work for you
You could put your current credit and some store card balances together, so they’re easier to manage. It’s important to know you cannot transfer a balance from other Bank of Scotland credit cards, loan companies or bank accounts.
Balance transfer credit cards usually come with an introductory offer.
Make as many transfers as you like (min £100 per transfer) as long as you don’t go over your credit limit.
See if you’re eligible with One Check
One Check is our easy to use credit card eligibility checker. Answer a few questions and it will tell you which Bank of Scotland credit cards you’re eligible to apply for, plus the credit limit you could be offered. Using One Check won’t affect your credit score.
- One simple form to complete in about five minutes.
- One list of cards you’re likely to be approved for.
- One Check helps you find the right credit card for you.
Features you’d expect – as standard
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Register online to check your balance, review transactions, make payments, request transfers and lots more on your computer, phone or tablet.
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You won’t be charged for transactions you didn’t authorise. You’ll need to let us know if you notice anything unusual, or if you lose your card.
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Make repayments through your bank, using your debit card, or set up a regular Direct Debit to take care of it automatically.
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You can call us 24/7 (in most cases) if you need to talk to us about something on your account.
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Make secure payments with your card wherever you see the contactless symbol. Or add your card to your phone, to make paying even quicker.
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Get your statements delivered online instead of through your letterbox.
See if you’re eligible with One Check
One Check is our easy to use credit card eligibility checker. Answer a few questions and it will tell you which Bank of Scotland credit cards you’re eligible to apply for, plus the credit limit you could be offered. Using One Check won’t affect your credit score.
- One simple form to complete in about five minutes.
- One list of cards you’re likely to be approved for.
- One Check helps you find the right credit card for you.