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Car Finance
Looking to get a new car? Our flexible car finance options can make it possible for you to drive the car you’ve always wanted.
We only offer car finance to our current account customers.
10 years, 10 winners - your car finance paid off.
Celebrate with us! We're paying off the car finance of 10 lucky customers to mark our milestone of supplying car finance for 10 years.
If you want to be in with a chance of winning and your car finance paid off, you’ll need to have an existing car finance agreement with us on 15 December 2025.
How the draw works:
- This prize draw is only open to Lloyds Banking Group car finance customers across Lloyds Bank, Halifax, and Bank of Scotland.
- On 15 December 2025, you’ll automatically be entered into the draw with no action required. You need to have an active car finance agreement with us.
- On 16 December 2025, we’ll select 10 winners at random and contact you by telephone within 48 hours using your contact details we have on record.
- With your acceptance, we’ll repay your outstanding car finance balance directly.
- You must have an active car finance agreement on 15 December 2025. You won’t be entered if your car finance agreement is fully repaid on or before this date.
- We'll give a list of the winners' names and counties upon request. If you are a winner, you can opt to use an abbreviated name. We may also need to share the winners’ surnames and counties with the Advertising Standards Authority.
We base our lending decisions on status and affordability checks.
Check out your car finance options
Car Refinance
Not looking to change your car? See if you can save by switching your car finance.
- Switch existing HP or PCP finance.
- Online quotes and approval.
- Choose to switch to HP or PCP with fixed monthly repayments.
- Keep your current car.
- No early repayment charges on our finance.
- Funds are sent directly to the finance provider.
Get a quote for car finance
You can apply if you’re 18 or older, a UK resident and have had a current account with us for at least 3 months.
Credit is subject to status and additional affordability checks.
Help and support
Explore your options
We want to make sure you know about our other borrowing options. Here’s one that might suit you.
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Car finance calculator
You can use our illustrative calculator to help you understand the monthly cost of our HP and PCP car finance products.
Approved car dealers
Check out our approved car dealerships across Scotland and the rest of the UK.
Borrowing options
When borrowing money, you need to make the right choice for you and your circumstances.
Important legal information
When we transfer the finance amount directly to the dealership, we normally do this on the same day. The money could be in their account in a few hours. Payments made after 2.30pm will be received before 12pm the following day. For refinance, we'll transfer the money to your existing finance provider. We usually do this within a few hours. We can't refinance cars from existing Bank of Scotland car finance agreements.
Lending is subject to status and additional affordability checks.