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Looking to get a new car? Our flexible car finance options can make it possible for you to drive the car you’ve always wanted.
We only offer car finance to our current account customers.
We have a range of car finance options to suit you. You can borrow money over 1-5 years to spread your repayments out, or even look for a long term rental through our new Car Leasing option. Eligible customers, with an existing current account, can get a personalised quote by logging on to Internet Banking. Getting an online quote won't affect your credit score. This means you can get a few quotes with different amounts or terms to help you find your ideal car.
You can apply if you’re 18 or older, a UK resident and have had a current account with us for at least three months.
Credit is subject to status and additional affordability checks.
Important information: When we transfer the finance amount directly to the dealership, we normally do this on the same day. The money could be in their account in a few hours. Payments made after 2.30pm will be received before 12pm the following day.
For refinance, we'll transfer the money to your existing finance provider. We usually do this within a few hours. We can't refinance cars from existing Bank of Scotland car finance agreements.
Lending is subject to status and additional affordability checks.