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Car Finance
Looking to get a new car? Our flexible car finance options can make it possible for you to drive the car you’ve always wanted.
We only offer car finance to our current account customers.
Your car finance options
We have a range of car finance options to suit you. You can borrow money over 1-5 years to spread your repayments out, or even look for a long term rental through our new Car Leasing option. Eligible customers, with an existing current account, can get a personalised quote by logging on to Internet Banking. Getting an online quote won't affect your credit score. This means you can get a few quotes with different amounts or terms to help you find your ideal car.
We now offer Car Leasing
A long-term rental of a brand new car, paying the same amount each month and hand the car back at the end.
- Choose from thousands of brand-new cars from more than 30 manufacturers
- Fixed monthly payments
- 2-5 year terms available
- No option to own the vehicle
- You set the yearly mileage limit
- Option to include a maintenance and breakdown package
Leasing is exclusively provided by Lex Autolease Limited. Bank of Scotland plc act as a credit broker not the lender.
Lex Autolease is one of the UKs biggest leasing companies. They have a fleet of over 270,000 vehicles, including more than 67,000 electric and alternatively fuelled vehicles.
Important information: When we transfer the finance amount directly to the dealership, we normally do this on the same day. The money could be in their account in a few hours. Payments made after 2.30pm will be received before 12pm the following day.
For refinance, we'll transfer the money to your existing finance provider. We usually do this within a few hours. We can't refinance cars from existing Bank of Scotland car finance agreements.
Lending is subject to status and additional affordability checks.