Go paper-free
Amend paper-free preferences for your statements and correspondence.
-
Everyday banking
Online services & more
-
How to get online
-
Mobile banking app
-
Banking near you
Everyday banking
-
-
Help & security
We're here for you
-
Fraud & security
-
Money management
Help & security
-
Life events
-
Difficult times
-
-
Bank accounts
Accounts & services
-
Borrowing
Cards, loans & car finance
-
Credit cards
-
Loans
Borrowing
-
Car finance
-
Features & support
-
Log in to get started
Your Credit Score
Thinking about applying for credit? Check Your Credit Score for free, with no impact on your credit file.
Already borrowing with us?
-
-
Mortgages
Accounts & calculators
-
Mortgages
-
Mortgage calculators & tools
Mortgages
-
Features & support
-
Existing Halifax mortgage customers
-
Existing Bank of Scotland mortgage
-
Get support
Mortgage support
Worried about paying your mortgage? We have various ways that we can help you.
Already with us?
-
-
Savings
Accounts & ISAs
-
Savings accounts
-
ISAs
Savings
-
ISA options
Think ISA first
Have you maximised your tax-free savings?
Already saving with us?
-
-
Investing
Pensions & investments
-
Investing
Investing
-
Discover our SIPP Link to Bank of Scotland Ready-Made Pension
Introducing our Self-Invested Personal Pension (SIPP)
All the benefits of a pension, plus the freedom to decide where your money is invested.
Already investing with us?
-
-
Insurance
Home, life & car
-
Life insurance
-
Other insurance
-
Support for existing customers
-
Already insured with us?
-
- Home
-
...
- Mortgages
- Existing customers
- BoS Mortgages Existing Customers
- Bank of Scotland Base Rate
Bank of Scotland Base Rate
What is the Bank of Scotland Base Rate?
Your mortgage may be on a tracker rate which is linked to the Bank of Scotland Base Rate. The Bank of Scotland Base Rate is a variable rate set by Bank of Scotland plc. Interest rates linked to the Bank of Scotland Base Rate will be adjusted within 30 days of a change to that rate.
If your mortgage is affected we will write to you to tell you about the change to your interest rate and monthly payment ahead of your monthly payment due date.