Specialist Connections
Tax services, lending and wealth management all need expert advice. But…
Finding specialists takes time and time is a luxury some people like you simply can’t afford.
Wealth Services for you
Let your dedicated contact personally introduce you to the right financial experts who can help you achieve your goals.
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Your tax affairs handled with care
Tax can be complex and time-consuming - but it must be right. That’s why we provide access to one of the tax experts, Ernst & Young LLP (EY). They can help you complete your tax return, avoid penalties, make use of your legitimate exemptions, and ensure you pay the right amount of tax, as well as providing insightful expertise on broader and longer-term tax considerations.
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Planning to keep your wealth in the family
Inheritance tax can have an effect on the proportion of your Estate received by your beneficiaries. So, we’ll introduce you to a Schroders Personal Wealth Adviser who can guide you on how to mitigate some of this tax by considering using annual tax-exempt gifts, the benefits of a Trust, making a Will and saving into a child’s pension.
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Financing to realise your ambitions.
You may have complex borrowing requirements. So, whether you’re looking to finance a new business venture, buy property or simply secure short-term funding, we’ll introduce you to our Specialist Lending team who’ll identify the best options to help you.
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Borrowing to meet your day to day needs.
At Bank of Scotland Private Banking we understand that the demands of modern life mean quick and convenient access to credit can be a necessity rather than a luxury. We can support you with your everyday borrowing requirements.
How much we lend, the period and rate available are subject to our assessment of your circumstances. Specific eligibility criteria and conditions apply for certain types of lending. You must be 18 or over and a UK resident to apply. Lending is subject to status and application. Security may be required.
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Planning to pass on your wealth
Making and keeping a Will up to date is the only legal way to ensure your wishes are carried out when you die. It provides peace of mind that your wealth will be passed on to your family and friends or charities close to your heart.
We can introduce you to the law firm Brodies LLP if you are domiciled in Scotland or Hugh James Solicitors if you are domiciled in England & Wales. So, if you want to pass on your wealth there’s no better time to make use of our Will Writing Service than now.
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Professional Trustee Services
You can appoint a Professional Trustee to help you preserve assets for future generations by setting up a trust in your lifetime or transfer an existing trust. We can introduce you to Lloyds Bank who offer a Trustee service to our customers. It is a relationship-led service covering all aspects of the administration of complex trust arrangements. This includes discretionary investment portfolios and financial planning advice where required provided in partnership with Schroders Personal Wealth.
Contact us to find out more about our Professional Trustee Service
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Protecting your family's lifestyle
If your family rely on your earnings you need to ask the ‘what if’ questions - what if you become too ill to work? And what if you die? In either event the consequences could be severe for your family’s lifestyle. Thanks to our partnership with Schroders Personal Wealth they can help you put the right life insurance in place.
Find out more about how to protect your family
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Creating a personal financial plan for life
Everyone has a different vision of their ideal future; the Schroders Personal Wealth financial advice service is designed to help you realise yours. You’ll be introduced to a Schroders Personal Wealth Adviser who’ll consider your life goals and current financial situation before helping you build and implement a personal financial plan aimed at meeting your objectives.
Wills, Tax services and Estate administration services are not regulated by the FCA or PRA.
Contact us for a personal introduction
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Existing Customer?
If you are an existing Private Banking customer, please contact us on 0345 711 1111. Lines open 8am – 8pm, seven days a week. Not all Telephone Banking services are available 24 hours a day, seven days a week.
Service eligibility
Our Specialist Lending service is available to anyone with a sole income of at least £100,000 or £250,000 or more in savings and/or investments. Fees and charges will apply.
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Talk to a specialist Trust Manager
Request a convenient time for us to call you:
Service eligibilityEligibility for our Professional Trustee Services is subject to a minimum investment of £100,000. Fees and charges apply.
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Service eligibility
Our Estate Administration Service is available where we are appointed as an Executor under the terms of a will, where an existing Executor does not feel able to act or where there is no Will in place (the latter is not available if the deceased was domiciled in Scotland).
You do not have to be an existing customer to use our service. The gross value of the Estate must be over £80,000. This may include cash, valuables, investments or property.
Existing Customer?
If you are an existing Private Banking customer, please contact us on 0345 711 1111. Lines open 8am – 8pm, seven days a week. Not all Telephone Banking services are available 24 hours a day, seven days a week.
Service eligibility
Our Private Banking service is available to customers with £250,000 or more in savings and/or investments or a mortgage of £750,000 or more with Bank of Scotland, excluding personal pensions or property.
And if you have £2 million or more in savings and/or investments or an annual income of £500,000 or more, you will be eligible for our Private Client service.
Bank of Scotland plc and Lloyds Bank plc are both part of Lloyds Banking Group. More information on Lloyds Banking Group can be found at www.lloydsbankinggroup.com
Bank of Scotland plc
Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 169628.
Lloyds Bank plc
Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.