Switch to us

Move to one of our great range of current accounts and we’ll make the switching process straightforward and stress-free.

Overview:

Switching to your Bank of Scotland current account should take about 4 weeks.
We'll transfer your direct debits and contact your service providers to start using your new account details for collecting any direct debits after your transfer date.
We’ll arrange an interest and fee-free planned overdraft for 3 months (subject to application and approval).

Switching bank accounts made simple

What we'll do

Contact your other bank for a list of your direct debits and standing orders.
Set up your standing orders and contact any service providers to start claiming your direct debits from your Bank of Scotland account after your transfer date.
Arrange an interest and fee-free planned overdraft for 3 months (subject to application and approval).
Keep you informed of how your switch is progressing, letting you know what you need to do and when.
Tell you when your transfer is due to complete.

What you’ll need to do

Switch your regular credits such as salary, pensions or other income to your new account. Make sure you ask for your credits to be redirected after your transfer date (we'll let you know when this is).

Get your switch to Bank of Scotland started

All you need to do to get your bank account moved over to us is:

For new customers. Apply for a current account online completing the switching section in the online application form, or
For existing Bank of Scotland customers with a current account. Complete our switching form and we’ll do the rest.

Account opening is subject to our assessment of your circumstances and to you meeting all eligibility conditions. Benefits are subject to application and approval.

You must be 18 or over and a UK resident to apply.

Overdrafts are repayable in full on demand.

We may monitor and record calls.

Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised and regulated by the Financial Services Authority except for lending for which we are licensed by the Office of Fair Trading.

Switching your bank account is easy

If you’re a new Bank of Scotland customer and would like to switch to one of our current accounts, just apply for one online and complete the switching details in the form.