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Bank accounts

A great choice of bank accounts that go with you all the way.

Classic Account

Classic Account
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  • No charges for everyday transactions - just stay in credit.
  • £10 overdraft buffer. No overdraft fees or interest to pay if you go overdrawn (planned or unplanned) by £10 or less.
  • 24/7 banking, online or over the phone.

Our range of Added Value Accounts

Added Value Account*  Main benefits
Silver Account

  • European Travel Insurance for you and your partner
  • AA Breakdown Cover (Roadside Assistance)
  • Mobile Phone Insurance

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Gold Account

Gold Account
  • Worldwide Travel Insurance for you and your partner
  • AA Breakdown Cover (Roadside Assistance)
  • Mobile Phone Insurance

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Platinum Account

Platinum Account
  • Worldwide Travel Insurance with either family or winter sports cover
  • AA Breakdown Cover (Roadside Assistance, Home Start and Relay)
  • Mobile Phone Insurance

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Premier Account

Premier Account
  • Worldwide Travel Insurance with family and winter sports cover
  • AA Breakdown Cover (Roadside Assistance, Home Start, Relay and Stay Mobile)
  • Mobile Phone Insurance
  • Home Emergency Cover

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*We use a range of third party insurance providers for the benefits on these accounts. Benefits are subject to application and approval.

We subscribe to The Lending Code.

Account opening is subject to our assessment of your circumstances and to you meeting all eligibility conditions. You must be 18 or older and a UK resident to apply.

Overdrafts are repayable in full on demand.

Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised and regulated by the Financial Services Authority except for lending for which we are licensed by the Office of Fair Trading.

Internet Banking

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Switch your bank account to us

Moving your existing bank account to us is easier than you think thanks to our dedicated Welcome team.

We'll help you switch bank account with next to no effort, so why not do it today?

Need help with our bank accounts?

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